BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Homestead Title and Escrow - ECPv6.17.0//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-ORIGINAL-URL:https://homesteadtc.com
X-WR-CALDESC:Events for Homestead Title and Escrow
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:America/Denver
BEGIN:DAYLIGHT
TZOFFSETFROM:-0700
TZOFFSETTO:-0600
TZNAME:MDT
DTSTART:20210314T090000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0600
TZOFFSETTO:-0700
TZNAME:MST
DTSTART:20211107T080000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0700
TZOFFSETTO:-0600
TZNAME:MDT
DTSTART:20220313T090000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0600
TZOFFSETTO:-0700
TZNAME:MST
DTSTART:20221106T080000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0700
TZOFFSETTO:-0600
TZNAME:MDT
DTSTART:20230312T090000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0600
TZOFFSETTO:-0700
TZNAME:MST
DTSTART:20231105T080000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0700
TZOFFSETTO:-0600
TZNAME:MDT
DTSTART:20240310T090000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0600
TZOFFSETTO:-0700
TZNAME:MST
DTSTART:20241103T080000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230608T100000
DTEND;TZID=America/Denver:20230608T120000
DTSTAMP:20230605T195002Z
CREATED:20230329T214044Z
LAST-MODIFIED:20230605T195002Z
UID:10000300-1686218400-1686225600@homesteadtc.com
SUMMARY:Do You Know Who Your Lender Is? 2CE
DESCRIPTION:COURSE OVERVIEW \nMost people strive for home ownership and the ability to secure their own housing. Debt coverage is essential for the American Dream of home ownership to exist and financing a home is a huge commitment. It’s important to understand the wide variety of lenders offering mortgages in the marketplace. This course will dive into the following: \n»  The history of Fannie Mae/Freddie Mac and the Secondary Market \n»  The various mortgage products and their importance in maintaining sustainability within our housing industry \n»  Compare and contrast the many lenders – National banks\, online mortgage companies\, local community banks\, credit unions\, hard money lenders\, owner carries\, etc. – available to buyers \n»  Current case-study’s illustrating the best financial option for each situation \n»  A look at the history of the 30 year fixed interest rate and the historical role inflation has played in our housing market
URL:https://homesteadtc.com/class/do-you-know-who-your-lender-is-2ce-2/
LOCATION:Homestead Title (DTC Conference Room)\, 8480 E. Orchard Road (4th Floor Conference Room)\, Greenwood Village\, CO\, 80111\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230530T100000
DTEND;TZID=America/Denver:20230530T120000
DTSTAMP:20230502T220518Z
CREATED:20230501T151156Z
LAST-MODIFIED:20230502T220518Z
UID:10000311-1685440800-1685448000@homesteadtc.com
SUMMARY:Destroying The Myths Surrounding VA Loans 2CE
DESCRIPTION:This class will cover the following topics: \n» Why VA loans are best for Veterans \n» Why VA buyers are so strong \n» VA appraisals explained \n» VA underwriting and why it is better
URL:https://homesteadtc.com/class/destroying-the-myths-surrounding-va-loans-2ce/
LOCATION:Homestead Title (DTC Conference Room)\, 8480 E. Orchard Road (4th Floor Conference Room)\, Greenwood Village\, CO\, 80111\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230517T130000
DTEND;TZID=America/Denver:20230517T150000
DTSTAMP:20230426T192142Z
CREATED:20230426T192142Z
LAST-MODIFIED:20230426T192142Z
UID:10000308-1684328400-1684335600@homesteadtc.com
SUMMARY:Divorce Real Estate and Lending 2CE
DESCRIPTION:An understanding of the divorce space and how it intersects with Real Estate & Mortgage Financing\, along with the power of collaboration.
URL:https://homesteadtc.com/class/divorce-real-estate-and-lending-2ce/
LOCATION:Homestead Title (Lakewood Conf Room)\, 300 Union Blvd\, 1st Floor Conference Room\, Lakewood\, CO\, 80228\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230517T093000
DTEND;TZID=America/Denver:20230517T113000
DTSTAMP:20230317T173344Z
CREATED:20230317T173247Z
LAST-MODIFIED:20230317T173344Z
UID:10000293-1684315800-1684323000@homesteadtc.com
SUMMARY:Reverse Mortgage for Purchases and Refinances 2CE
DESCRIPTION:This is an Educational\, Interactive and Informative workshop intended for Financial\, Legal\, Accounting\, Banking\, and Real Estate Professionals. Learn how this product works for PURCHASE or REFINANCE. What is a Non-HECM Mortgage? This is a retirement planning tool. UPDATE on FHA changes to Reverse Mortgages. Why would a Senior choose a Reverse Mortgage? 10\,000 seniors are turning 65 every day\, for the next 18 years! \nThis class will review the following: \n»   2 hours of CE Credits for Realtors\, CFPs and American College of Financial Services Designees \n»   Advance registration is required for CE credit! \nAGENTS: Invite your CPA’s\, CFP’s\, and other professionals interested in Reverse Mortgages! \nA MUST-ATTEND EVENT – Help your clients & increase your income. Licensed in Colorado & New Mexico. Live in-person event!
URL:https://homesteadtc.com/class/reverse-mortgage-for-purchases-and-refinances-2ce-2/
LOCATION:Homestead Title (Lakewood Conf Room)\, 300 Union Blvd\, 1st Floor Conference Room\, Lakewood\, CO\, 80228\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230511T100000
DTEND;TZID=America/Denver:20230511T120000
DTSTAMP:20230501T152205Z
CREATED:20230501T152023Z
LAST-MODIFIED:20230501T152205Z
UID:10000312-1683799200-1683806400@homesteadtc.com
SUMMARY:Divorce Real Estate and Lending 2CE
DESCRIPTION:An understanding of the divorce space and how it intersects with Real Estate & Mortgage Financing\, along with the power of collaboration.
URL:https://homesteadtc.com/class/divorce-real-estate-and-lending-2ce-3/
LOCATION:Homestead Title (Cherry Creek Conf Room)\, 501 S. Cherry Street\, Suite 250 (2nd Floor Conference Room)\, Glendale\, CO\, 80246
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230502T140000
DTEND;TZID=America/Denver:20230502T160000
DTSTAMP:20230411T184006Z
CREATED:20230308T185608Z
LAST-MODIFIED:20230411T184006Z
UID:10000292-1683036000-1683043200@homesteadtc.com
SUMMARY:Intermediate CTM eContracts *ONLINE*
DESCRIPTION:The intermediate class will go more in depth of each feature on the Main and Detailed dashboards. The instructor will also show you how to create a Contract to Buy using our Save Time feature. The Save Time feature will pull information from the Listing Contract you are writing an offer on\, which will save a lot of time from having to input the information yourself. After\, you will see how to integrate and the importance of each integration feature. Last but not least\, you will get to learn how to upload outside sources into CTM such as lender letters\, HOA Docs\, etc. \n*To be eligible for CE credits\, you must have not received CE Credit from CTM eContracts within the previous 12 months. \nREGISTER: https://www.ctmecontracts.com/eContracts/wp/ctm/Trainings/Classes_Resistration.asp?Class_GUID=83534020-5aa8-429e-b519-54d1c15ba442&Location_email=on
URL:https://homesteadtc.com/class/intermediate-ctm-econtracts-online-10/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230420T100000
DTEND;TZID=America/Denver:20230420T120000
DTSTAMP:20230330T203009Z
CREATED:20230330T202127Z
LAST-MODIFIED:20230330T203009Z
UID:10000303-1681984800-1681992000@homesteadtc.com
SUMMARY:Divorce Real Estate and Lending 2CE
DESCRIPTION:An understanding of the divorce space and how it intersects with Real Estate & Mortgage Financing\, along with the power of collaboration.
URL:https://homesteadtc.com/class/divorce-real-estate-and-lending-2ce-2/
LOCATION:Homestead Title (Cherry Creek Conf Room)\, 501 S. Cherry Street\, Suite 250 (2nd Floor Conference Room)\, Glendale\, CO\, 80246
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230413T100000
DTEND;TZID=America/Denver:20230413T120000
DTSTAMP:20230321T181409Z
CREATED:20230321T181409Z
LAST-MODIFIED:20230321T181409Z
UID:10000294-1681380000-1681387200@homesteadtc.com
SUMMARY:Simple Interest Mortgages for Dummies 2CE
DESCRIPTION:The Simple interest for Dummies class will cover an alternative to traditional financing that is currently available in the mortgage landscape.  \nThe rise in interest rates has made people look at alternatives to get out of the perpetual cycle of compounding interest working against the consumer. This class will go over Simple interest programs that are helping people pay off their homes\, in some cases in as little as 8 years\, without having to change their monthly budget from a 30 year term.  These programs are great for self-employed borrowers\, real estate investors and anyone that is looking to pay less interest to the bank. 
URL:https://homesteadtc.com/class/simple-interest-mortgages-for-dummies-2ce/
LOCATION:Homestead Title (DTC Conference Room)\, 8480 E. Orchard Road (4th Floor Conference Room)\, Greenwood Village\, CO\, 80111\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230412T140000
DTEND;TZID=America/Denver:20230412T160000
DTSTAMP:20230411T184043Z
CREATED:20221129T214220Z
LAST-MODIFIED:20230411T184043Z
UID:10000274-1681308000-1681315200@homesteadtc.com
SUMMARY:Beginner CTM eContracts *ONLINE*
DESCRIPTION:The beginner class will go through how you can receive a FREE 30-day risk free trial\, if you do not have a CTM account just yet. Agents will then learn how to find and sign up for training classes and/or webinars and being eligible to receive a 2-hour CE Credit by just taking a class. After\, you will be shown how to log into your account\, how to set up your account and go through the basic features such as the Main and Detailed dashboards while creating contracts. \n*To be eligible for CE credits\, you must have not received CE Credit from CTM eContracts within the previous 12 months. \nREGISTER: https://www.ctmecontracts.com/eContracts/wp/ctm/Trainings/Classes_Resistration.asp?Class_GUID=97b282fe-30d1-4be1-826a-c2d0f45856c6&Location_email=on
URL:https://homesteadtc.com/class/beginner-ctm-econtracts-online-11/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230301T100000
DTEND;TZID=America/Denver:20230301T130000
DTSTAMP:20230131T225040Z
CREATED:20230131T225040Z
LAST-MODIFIED:20230131T225040Z
UID:10000287-1677664800-1677675600@homesteadtc.com
SUMMARY:Introduction to Divorce Real Estate 3CE
DESCRIPTION:Introduction to Divorce Real Estate identifies issues that affect selling and buying real estate in relation to a divorce and examines related studies and statistics as a starting point towards this specialized niche.  \nTopics include: \n»  Divorce statistics\, trends\, common mistakes and understanding all options \n»  Identify divorce pitfalls with appraisal\, insurance and credit \n»  Key considerations with taxes\, alimony\, bankruptcy and community property \nIf you are interested in learning about Divorce Real Estate\, please click the button below to register online. We look forward to you joining us in class!
URL:https://homesteadtc.com/class/introduction-to-divorce-real-estate-3ce-2/
LOCATION:Spire Financial\, 2460 W 26th Ave Suite 390-C\, Denver\, CO\, 80211\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230215T090000
DTEND;TZID=America/Denver:20230215T110000
DTSTAMP:20230125T183727Z
CREATED:20230123T190430Z
LAST-MODIFIED:20230125T183727Z
UID:10000282-1676451600-1676458800@homesteadtc.com
SUMMARY:Do You Know Who Your Lender Is? 2CE
DESCRIPTION:COURSE OVERVIEW \nMost people strive for home ownership and the ability to secure their own housing. Debt coverage is essential for the American Dream of home ownership to exist and financing a home is a huge commitment. It’s important to understand the wide variety of lenders offering mortgages in the marketplace. This course will dive into the following: \n»  The history of Fannie Mae/Freddie Mac and the Secondary Market \n»  The various mortgage products and their importance in maintaining sustainability within our housing industry \n»  Compare and contrast the many lenders – National banks\, online mortgage companies\, local community banks\, credit unions\, hard money lenders\, owner carries\, etc. – available to buyers \n»  Current case-study’s illustrating the best financial option for each situation  \n»  A look at the history of the 30 year fixed interest rate and the historical role inflation has played in our housing market  
URL:https://homesteadtc.com/class/do-you-know-who-your-lender-is-2ce/
LOCATION:Homestead Title (DTC Conference Room)\, 8480 E. Orchard Road (4th Floor Conference Room)\, Greenwood Village\, CO\, 80111\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230214T093000
DTEND;TZID=America/Denver:20230214T113000
DTSTAMP:20230130T214957Z
CREATED:20221129T213732Z
LAST-MODIFIED:20230130T214957Z
UID:10000272-1676367000-1676374200@homesteadtc.com
SUMMARY:Intermediate CTM eContracts *ONLINE*
DESCRIPTION:The intermediate class will go more in depth of each feature on the Main and Detailed dashboards. The instructor will also show you how to create a Contract to Buy using our Save Time feature. The Save Time feature will pull information from the Listing Contract you are writing an offer on\, which will save a lot of time from having to input the information yourself. After\, you will see how to integrate and the importance of each integration feature. Last but not least\, you will get to learn how to upload outside sources into CTM such as lender letters\, HOA Docs\, etc. \n*To be eligible for CE credits\, you must have not received CE Credit from CTM eContracts within the previous 12 months. \nREGISTER: https://www.ctmecontracts.com/eContracts/wp/ctm/Trainings/Classes_Resistration.asp?Class_GUID=0646ecf6-4105-414c-a110-c7e55fb94708&Location_email=on
URL:https://homesteadtc.com/class/intermediate-ctm-econtracts-online-9/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230124T140000
DTEND;TZID=America/Denver:20230124T160000
DTSTAMP:20221231T015225Z
CREATED:20221231T015225Z
LAST-MODIFIED:20221231T015225Z
UID:10000278-1674568800-1674576000@homesteadtc.com
SUMMARY:Reverse Mortgage for Purchases and Refinances 2CE
DESCRIPTION:This is an Educational\, Interactive and Informative workshop intended for Financial\, Legal\, Accounting\, Banking\, and Real Estate Professionals. Learn how this product works for PURCHASE or REFINANCE. What is a Non-HECM Mortgage? This is a retirement planning tool. UPDATE on FHA changes to Reverse Mortgages. Why would a Senior choose a Reverse Mortgage? 10\,000 seniors are turning 65 every day\, for the next 18 years! \nThis class will review the following: \n»   2 hours of CE Credits for Realtors\, CFPs and American College of Financial Services Designees \n»   Advance registration is required for CE credit! \nAGENTS: Invite your CPA’s\, CFP’s\, and other professionals interested in Reverse Mortgages! \nA MUST-ATTEND EVENT – Help your clients & increase your income. Licensed in Colorado & New Mexico. Live in-person event!
URL:https://homesteadtc.com/class/reverse-mortgage-for-purchases-and-refinances-2ce/
LOCATION:Homestead Title (Lakewood Conf Room)\, 300 Union Blvd\, 1st Floor Conference Room\, Lakewood\, CO\, 80228\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230124T090000
DTEND;TZID=America/Denver:20230124T110000
DTSTAMP:20230123T213812Z
CREATED:20230107T001951Z
LAST-MODIFIED:20230123T213812Z
UID:10000279-1674550800-1674558000@homesteadtc.com
SUMMARY:2023 Colorado Real Estate Contracts & Forms Redline Review 2CE *CANCELLED*
DESCRIPTION:Every year the Division of Real Estate releases new forms and changes to the existing Commission-approved forms. This class offers 2 CEs and an in-depth review of the changes and forms effective January 1\, 2023 that you will not find in the Annual Commission Update. \nTopics include: \n»  Major Revisions to the Sellers’ Property Disclosure \n»  Updates to the Exclusive Right-to-Buy and Right-to-Sell Agency Agreements (among other agreements) \n»  New forms \nThis class incorporates information directly from the Contracts & Forms Changes Committee\, including why changes were made and suggestions on how to fill out select fields. Learn what changed and how you can avoid transactional risks with your clients and the public!
URL:https://homesteadtc.com/class/2023-colorado-real-estate-contracts-forms-redline-review-2ce-4/
LOCATION:Homestead Title (Cherry Creek Conf Room)\, 501 S. Cherry Street\, Suite 250 (2nd Floor Conference Room)\, Glendale\, CO\, 80246
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20230119T100000
DTEND;TZID=America/Denver:20230119T110000
DTSTAMP:20221117T193712Z
CREATED:20221017T160320Z
LAST-MODIFIED:20221117T193712Z
UID:10000249-1674122400-1674126000@homesteadtc.com
SUMMARY:Attainable Homeownership 1CE
DESCRIPTION:Your Guide to First Time Homebuying and Down Payment Assistance Options! \nThis class will review a variety of first-time home buying programs and loan products that help moderate income buyers that may not have sufficient funds for a traditional down payment. As the cost of owning increases and as Colorado continues to attract Millennials and young professionals\, it is critical for the local Real Estate Professional to have a solid understanding of loan programs that make homeownership attainable!
URL:https://homesteadtc.com/class/attainable-homeownership-1ce/
LOCATION:Homestead Title (Cherry Creek Conf Room)\, 501 S. Cherry Street\, Suite 250 (2nd Floor Conference Room)\, Glendale\, CO\, 80246
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221212T093000
DTEND;TZID=America/Denver:20221212T113000
DTSTAMP:20221118T200253Z
CREATED:20221117T191616Z
LAST-MODIFIED:20221118T200253Z
UID:10000262-1670837400-1670844600@homesteadtc.com
SUMMARY:Reverse Mortgage for Purchases and Refinances 2CE
DESCRIPTION:This is an Educational\, Interactive and Informative workshop intended for Financial\, Legal\, Accounting\, Banking\, and Real Estate Professionals. Learn how this product works for PURCHASE or REFINANCE. What is a Non-HECM Mortgage? This is a retirement planning tool. UPDATE on FHA changes to Reverse Mortgages. Why would a Senior choose a Reverse Mortgage? 10\,000 seniors are turning 65 every day\, for the next 18 years! \nThis class will review the following: \n»   2 hours of CE Credits for Realtors\, CFPs and American College of Financial Services Designees \n»   Advance registration is required for CE credit! \nAGENTS: Invite your CPA’s\, CFP’s\, and other professionals interested in Reverse Mortgages! \nA MUST-ATTEND EVENT – Help your clients & increase your income. Licensed in Colorado & New Mexico. Live in-person event!
URL:https://homesteadtc.com/class/reverse-mortgage-for-purchases-and-refiances-2ce/
LOCATION:Homestead Title (Lakewood Conf Room)\, 300 Union Blvd\, 1st Floor Conference Room\, Lakewood\, CO\, 80228\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221208T120000
DTEND;TZID=America/Denver:20221208T160000
DTSTAMP:20221017T190148Z
CREATED:20221017T190148Z
LAST-MODIFIED:20221017T190148Z
UID:10000255-1670500800-1670515200@homesteadtc.com
SUMMARY:Annual Commission Update 4E *ONLINE*
DESCRIPTION:Every year the Division of Real Estate releases the required Annual Commission Update (ACU) course with topics the Division believes are important for brokers to know.  This is the required class every broker must take each year. \n  \nREGISTER: https://cox-education.com/Homestead.cfm
URL:https://homesteadtc.com/class/annual-commission-update-4e-online-2/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221207T100000
DTEND;TZID=America/Denver:20221207T120000
DTSTAMP:20221205T215454Z
CREATED:20221101T200326Z
LAST-MODIFIED:20221205T215454Z
UID:10000259-1670407200-1670414400@homesteadtc.com
SUMMARY:Down Payment Assistance and How To Use It 2CE *ONLINE*
DESCRIPTION:This class is designed to bring to light the many down payment assistance programs that exist on the front range. We will cover in detail\, 17 different down payment assistant programs found on the front range as well as touch on others throughout the state. This class will review the following: \n» Why They Exist\n» Who Can Qualify\n» Location of Where the Assistance is Offered\n» The Structure\n» Grant Funds\n» Silent Seconds\n» Tax Credits \nIf you want to learn about available down payment assistance programs and how they can benefit your clients\, register today and join us for class online!
URL:https://homesteadtc.com/class/down-payment-assistance-and-how-to-use-it-2ce-online-2/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221201T113000
DTEND;TZID=America/Denver:20221201T130000
DTSTAMP:20221102T191922Z
CREATED:20221101T195656Z
LAST-MODIFIED:20221102T191922Z
UID:10000258-1669894200-1669899600@homesteadtc.com
SUMMARY:Permanent and Temporary Buydowns vs Price Reductions
DESCRIPTION:Price reductions shouldn’t always be the answer. Attend the premier Masterclass on how to determine when it makes sense to consider a seller concession as opposed to a price reduction. You’ll leave this class with incredibly useful tools to calculate (on the fly) how a concession funded buydown can impact the buyer’s payment\, you’ll know which loans can and cannot take advantage of the various buydown options\, and you’ll learn how to take this and market it on your listings. \n»  Pros and cons of buydown options \n»  Payment Calculator that compares a pride reduction to a rate buydown \n»  Deep dive into every temporary buydown option and guidelines \n»  How to market buydowns on your listing \nA catered lunch will be provided!
URL:https://homesteadtc.com/class/permanent-and-temporary-buydowns-vs-price-reductions/
LOCATION:Homestead Title (DTC Conference Room)\, 8480 E. Orchard Road (4th Floor Conference Room)\, Greenwood Village\, CO\, 80111\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221130T100000
DTEND;TZID=America/Denver:20221130T120000
DTSTAMP:20221101T180638Z
CREATED:20221101T180638Z
LAST-MODIFIED:20221101T180638Z
UID:10000257-1669802400-1669809600@homesteadtc.com
SUMMARY:Rehab Loan Basics for Realtors 2CE *ONLINE*
DESCRIPTION:The Rehab Loan Basics for Realtors class will cover FHA’s 203k Loan pro-gram as well as Fannie Mae’s Home Style renovation mortgage. The class will cover in detail what the programs are\, how they are used\, why they exist\, allowable and non-allowable improvements\, eligible proper-ties\, eligible borrowers\, Loan terms\, Loan limits and several other features of the program.
URL:https://homesteadtc.com/class/rehab-loan-basics-for-realtors-2ce-online/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221116T100000
DTEND;TZID=America/Denver:20221116T120000
DTSTAMP:20221017T192919Z
CREATED:20221017T171128Z
LAST-MODIFIED:20221017T192919Z
UID:10000251-1668592800-1668600000@homesteadtc.com
SUMMARY:Dealing with the Dead: How to Transfer Property in Probate and Trusts 2CE
DESCRIPTION:Instructor Molly Zwerdlinger from the Law Offices of Miller and Steiert will review the different methods for transferring real estate in Colorado at death – operation of law\, beneficiary deeds\, probate\, and trust administration. During this class she will explain the impact of probate or trust administration on: \n» The sales contract and timeline\n» Necessary additional documentation\n» Changes to the closing process\n» Frequent mistakes and challenges \nIf you are seeking to increase your seller representation skill set or just learn additional strategies\, please RSVP today!
URL:https://homesteadtc.com/class/dealing-with-the-dead-how-to-transfer-property-in-probate-and-trusts-2ce/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221110T090000
DTEND;TZID=America/Denver:20221110T110000
DTSTAMP:20221031T151720Z
CREATED:20221028T215500Z
LAST-MODIFIED:20221031T151720Z
UID:10000256-1668070800-1668078000@homesteadtc.com
SUMMARY:Understanding Credit Scores 2CE
DESCRIPTION:COURSE OVERVIEW: \n»  Gain an understanding of credit scores and reports \n»  Learn About Credit Optimization & Restoration \n»  Understand your rights under FCRA \n»  How to improve / restore your credit scores \n»  Where your FICO score comes from and how you can affect it \n»  How derogatory items can be REMOVED OR REPAIRED from a credit report \n»  See actual results from credit OPTIMIZATION & restoration \n»  Complimentary Credit Report Review and Consult per request for all attendees \n»  Lifetime tools and resources  \n»  Understand what credit costs us
URL:https://homesteadtc.com/class/understanding-credit-scores-2ce/
LOCATION:Homestead Title (Cherry Creek Conf Room)\, 501 S. Cherry Street\, Suite 250 (2nd Floor Conference Room)\, Glendale\, CO\, 80246
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221102T100000
DTEND;TZID=America/Denver:20221102T110000
DTSTAMP:20221017T165020Z
CREATED:20221017T165020Z
LAST-MODIFIED:20221017T165020Z
UID:10000250-1667383200-1667386800@homesteadtc.com
SUMMARY:Overcoming High Interest Rate Objections
DESCRIPTION:As seller concessions return to the real estate market learn how to leverage them to benefit both buyers and sellers. \n»  Learn how to effectively use and maximize the effectiveness of concessions in a real estate transaction. \n»  Learn what contribution limits are imposed in a transaction with a mortgage.  \n»  See the benefit of discount points and 2/1 & 1/0 Buydowns to overcome the high interest rate objection. \n»  Scripts to help overcome the objection of today’s higher interest rate. \n»  Tools to help listings attract more buyers and sell faster.  \nIf you would like to expand your knowledge to better serve your clients\, join us in class and click the registration link below!
URL:https://homesteadtc.com/class/overcoming-high-interest-rate-objections/
LOCATION:Homestead Title (DTC Conference Room)\, 8480 E. Orchard Road (4th Floor Conference Room)\, Greenwood Village\, CO\, 80111\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221101T093000
DTEND;TZID=America/Denver:20221101T113000
DTSTAMP:20221017T172248Z
CREATED:20221017T172248Z
LAST-MODIFIED:20221017T172248Z
UID:10000253-1667295000-1667302200@homesteadtc.com
SUMMARY:Advanced CTM eContracts *ONLINE*
DESCRIPTION:  \nOur advanced class is more hands-on\, so have your laptop ready! You will learn how to create a Title Order through our system\, how to make documents e-signable\, and double end on a transaction. This class will also allow agents to ask any questions that they are still having trouble understanding. \n*To be eligible for CE credits\, you must have not received CE Credit from CTM eContracts within the previous 12 months. \nREGISTER:\nhttps://www.ctmecontracts.com/eContracts/wp/ctm/Trainings/Classes_Resistration.asp?Class_GUID=509266cc-5865-4dbb-878e-10363cae8fe1&Location_email=on
URL:https://homesteadtc.com/class/advanced-ctm-econtracts-online-6/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221031T100000
DTEND;TZID=America/Denver:20221031T120000
DTSTAMP:20221019T181930Z
CREATED:20221003T171900Z
LAST-MODIFIED:20221019T181930Z
UID:10000245-1667210400-1667217600@homesteadtc.com
SUMMARY:Dealing with the Dead: How to Transfer Property in Probate and Trusts
DESCRIPTION:Instructor Molly Zwerdlinger from the Law Offices of Miller and Steiert will review the different methods for transferring real estate in Colorado at death – operation of law\, beneficiary deeds\, probate\, and trust administration. During this class she will explain the impact of probate or trust administration on: \n» The sales contract and timeline\n» Necessary additional documentation\n» Changes to the closing process\n» Frequent mistakes and challenges \nIf you are seeking to increase your seller representation skill set or just learn additional strategies\, please RSVP today!
URL:https://homesteadtc.com/class/dealing-with-the-dead-how-to-avoid-pitfalls-of-property-owned-by-an-estate-or-trust-2ce-online/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221026T100000
DTEND;TZID=America/Denver:20221026T120000
DTSTAMP:20221014T172009Z
CREATED:20221004T191453Z
LAST-MODIFIED:20221014T172009Z
UID:10000247-1666778400-1666785600@homesteadtc.com
SUMMARY:Down Payment Assistance and How To Use It 2CE
DESCRIPTION:This class is designed to bring to light the many down payment assistance programs that exist on the front range. We will cover in detail\, 17 different down payment assistant programs found on the front range as well as touch on others throughout the state. This class will review the following: \n» Why They Exist\n» Who Can Qualify\n» Location of Where the Assistance is Offered\n» The Structure\n» Grant Funds\n» Silent Seconds\n» Tax Credits \nIf you want to learn about available down payment assistance programs and how they can benefit your clients\, register today and join us for class online!
URL:https://homesteadtc.com/class/down-payment-assistance-and-how-to-use-it-2ce-5/
LOCATION:ONLINE via Zoom Meeting
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221020T100000
DTEND;TZID=America/Denver:20221020T120000
DTSTAMP:20221017T180452Z
CREATED:20220817T195712Z
LAST-MODIFIED:20221017T180452Z
UID:10000239-1666260000-1666267200@homesteadtc.com
SUMMARY:Reverse Mortgage for Realtors 2CE
DESCRIPTION:CB&T Mortgage now has a State approved two hour Continuing Education class available on the Reverse Mortgage for Purchase program. \nCB&T Mortgage is a part of Farmers and Stockmen’s Bank with offices in Denver and Colorado Springs.  One of our specialties is Reverse Mortgage.  With 10\,000 people turning 65 daily\, we are seeing the importance of the Reverse Mortgage as a financial tool for some seniors. \nWith most of America’s older adults preferring to “Age in Place” rather than in a senior housing community or facility\, the Reverse Mortgage for a Purchase or a Refinance is becoming a more viable tool for those 62 years of age or older.  The pandemic and its effects on nursing home residents over the past year has made this option even more important for seniors. \nOur goal is to educate and dispel the myths and misconceptions about the Reverse Mortgage product. Click the link below to register and join us for class!
URL:https://homesteadtc.com/class/reverse-mortgage-for-realtors-2ce-2/
LOCATION:Homestead Title (DTC Conference Room)\, 8480 E. Orchard Road (4th Floor Conference Room)\, Greenwood Village\, CO\, 80111\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20221018T100000
DTEND;TZID=America/Denver:20221018T110000
DTSTAMP:20221005T180340Z
CREATED:20221003T165932Z
LAST-MODIFIED:20221005T180340Z
UID:10000244-1666087200-1666090800@homesteadtc.com
SUMMARY:How To Use The 2/1 Buydown
DESCRIPTION:Join Us for a class on Fairway’s ‘Date the Rate’ Program!\nA Strategy that helps BOTH buyers and sellers combat rising rates. \nWhat Is Date the Rate? This program is a temporary buydown that drops a buyers rate by 2% the first year and 1% the second year.  MASSIVE monthly payment savings for the buyer. Instead of dropping the list price\, use this strategy as a win win for both buyer and seller. 
URL:https://homesteadtc.com/class/how-to-use-the-2-1-buydown/
LOCATION:Homestead Title (Cherry Creek Conf Room)\, 501 S. Cherry Street\, Suite 250 (2nd Floor Conference Room)\, Glendale\, CO\, 80246
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20220928T100000
DTEND;TZID=America/Denver:20220928T120000
DTSTAMP:20220920T184048Z
CREATED:20220817T194529Z
LAST-MODIFIED:20220920T184048Z
UID:10000238-1664359200-1664366400@homesteadtc.com
SUMMARY:Reverse Mortgage for Realtors 2CE
DESCRIPTION:CB&T Mortgage now has a State approved two hour Continuing Education class available on the Reverse Mortgage for Purchase program. \nWe are licenses in all 49 states to offer this product! \nCB&T Mortgage is a part of Farmers and Stockmen’s Bank with offices in Denver and Colorado Springs.  One of our specialties is Reverse Mortgage.  With 10\,000 people turning 65 daily\, we are seeing the importance of the Reverse Mortgage as a financial tool for some seniors. \nWith most of America’s older adults preferring to “Age in Place” rather than in a senior housing community or facility\, the Reverse Mortgage for a Purchase or a Refinance is becoming a more viable tool for those 62 years of age or older.  The pandemic and its effects on nursing home residents over the past year has made this option even more important for seniors. \nOur goal is to educate and dispel the myths and misconceptions about the Reverse Mortgage product. Click the link below to register and join us for class!
URL:https://homesteadtc.com/class/reverse-mortgage-for-realtors-2ce/
LOCATION:Homestead Title (DTC Conference Room)\, 8480 E. Orchard Road (4th Floor Conference Room)\, Greenwood Village\, CO\, 80111\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Denver:20220922T100000
DTEND;TZID=America/Denver:20220922T120000
DTSTAMP:20220906T191253Z
CREATED:20220906T190825Z
LAST-MODIFIED:20220906T191253Z
UID:10000243-1663840800-1663848000@homesteadtc.com
SUMMARY:Non-Warrantable Condos: A Complete Review for Agents 2CE
DESCRIPTION:  \nSERVING THE NEEDS OF CONDO BUYERS & SELLERS IN A COMPETITIVE REAL ESTATE MARKET… \nThis two-hour workshop will seek to educate real estate professionals on properly financing and listing residential condos & townhome units. Topics will include lending guidelines\, program options\, features that affect condo warrant-ability\, and strategies to increase your business through this knowledge. This class will equip real estate professionals to be able to better educate and serve the needs of their condo buyers and sellers. \nIf you would like to earn 2CE credits while learning about Condo Financing\, please register now!
URL:https://homesteadtc.com/class/non-warrantable-condos-a-complete-review-for-agents-2ce/
LOCATION:Homestead Title (DTC Conference Room)\, 8480 E. Orchard Road (4th Floor Conference Room)\, Greenwood Village\, CO\, 80111\, United States
ORGANIZER;CN="Evan Harris":MAILTO:evan@homesteadtc.com
END:VEVENT
END:VCALENDAR